Max card : “what is currently free will remain”

Your bank, by chance, the Agricultural Credit, does still not support Apple Pay ? Among the solutions to adopt from now on the payment service of Apple, there is Max, who is not a néobanque as N26 or Revolut, but an aggregator of cards. You save your bank cards in the Max application, and it is the Max card and is compatible with Apple Pay, which takes the relay.

In addition, the subsidiary of the Crédit Mutuel Arkéa also provides other benefits, such as the absence of fees abroad (for withdrawals as payments), as well as travel insurance. All this for 0 €. Is it that this model is tenable for the service ? Didier Ardouin, its director-general, says yes to Capital.

“If one wishes to gain a foothold and ensure the loyalty of our customers, it must be useful. We offers to our clients services that are provided by partners : care child, booking of hotel rooms, or the sending of bouquets of flowers “, he says. It is this facet that brings money to the service, which takes place as a business contributor.

“What is currently free will remain so in the future, ensures Didier Ardouin. But new chargeable services will complement our offer. “ Among the projects which had been mentioned at the beginning of the year, there was the establishment of a system of cashback (a cash rebate after each payment). Lately, Max has built-in (free of charge) the function Paylib between friends that allows you to send money by SMS, indicating the phone number of the recipient.

Max had 50 000 users at the beginning of the year and aims to double before 2020. A modest goal compared to N26 and Revolut, which are already each have more than half a million customers in France.